Hajj Policy and Plan (2027-2030) PDF
ABBREVIATIONS
Abbreviation |
Full Form |
|---|---|
CDC |
Complaint Disposal Committee |
DSR |
Daily Situation Report |
EMS |
Emergency Management System |
ERT |
Emergency Response Team |
HMM |
Hajj Medical Mission |
KSA |
Kingdom of Saudi Arabia |
Mashair |
Mina – Muzdalifah – Arafat |
MoIT&T |
Ministry of Information Technology and Telecommunication |
MoRA&IH |
Ministry of Religious Affairs & Interfaith Harmony |
MoU |
Memorandum of Understanding |
Munazzams |
Private Hajj Companies |
NITB |
National Information Technology Board |
OPAP |
Office of the Pilgrim’s Affairs Pakistan |
SPA |
Service Provider Agreement |
SPC |
Service Provider Company |
SOPs |
Standard Operating Procedures |
INTRODUCTION AND POLICY FRAMEWORK
1. Introduction
Question: Under which rules does the Government of Pakistan mandate the Ministry of Religious Affairs and Interfaith Harmony (MoRA&IH) to arrange Hajj?
Answer: Rules of Business 1973
Question: What is the full form of MoRA&IH?
Answer: Ministry of Religious Affairs and Interfaith Harmony
Question: What does the Hajj Policy & Plan 2027–2030 introduce for the first time?
Answer: A multi-year framework
Question: Which organization is partnering with the Ministry for the full digitalization of Hajj operations?
Answer: National Information Technology Board (NITB)
Question: What is the main objective of introducing multi-year contracts for critical Hajj services?
Answer: To reduce costs and guarantee timely service delivery
Question: What role will the Government progressively assume as the Hajj quota shifts toward the private sector?
Answer: Regulator and quality assurer
Question: What scheme is initiated to help intending pilgrims plan and save resources years before their journey?
Answer: Hajj saving scheme
Question: All Hajj arrangements are made in compliance with the laws and instructions of which country?
Answer: Kingdom of Saudi Arabia (KSA)
2. Mission Statement
Particular |
Details |
|---|---|
Mission |
To serve and facilitate Hujjaj with unwavering commitment and dedication, enabling them to fulfil their religious obligation of Hajj with ease, dignity, and peace of mind. |
AGREEMENTS WITH SAUDI ARABIAN AUTHORITIES
Question: Which agreement is executed between the representative of MoRA&IH and the Ministry of Hajj and Umrah, KSA?
Answer: Hajj Affairs Arrangements Agreement
Question: What is the official name of the United Agents Office in Jeddah, KSA?
Answer: Maktab-ul-Vokala Al-Mawahid
Question: What does OPAP stand for in Pakistani Hajj management?
Answer: Office of the Pilgrim’s Affairs Pakistan
Question: Which syndicate executes the General Transport Contract with OPAP in Saudi Arabia?
Answer: Naqabah Siyarat (General Transport Syndicate)
Question: Which company provides additional services for Pakistani Hujjaj in KSA under contract with OPAP?
Answer: Muttawify Hujjaj Company / Service Provider Company (Tawafa)
INPUTS FOR THE HAJJ POLICY
Question: Which committee’s recommendations served as key input for formulating the Hajj Policy?
Answer: Recommendations of the Reforms Committee on Hajj Operations
Question: From which committee was overarching guidance obtained to finalize the Hajj Policy?
Answer: Hajj Policy Committee (HPC)
Question: How was pilgrim feedback collected to refine Hajj policy and operations?
Answer: Through online feedback received from Hujjaj of previous Hajj seasons
HAJJ SCHEME AND QUOTA DISTRIBUTION
Question: What is the quota distribution ratio between the Government and Private Hajj Schemes?
Answer: 60% for Government and 40% for Private Scheme
Question: Which authority must approve any change in the quota distribution between public and private Hajj schemes?
Answer: The Federal Cabinet
Question: According to policy, through which channel must all Hajj dues be deposited?
Answer: Designated bank account(s) through formal banking channels
Question: Under whose regulations must all financial transactions for Hajj dues be processed?
Answer: State Bank of Pakistan regulations
Question: Are cash or informal channel payments allowed for depositing Hajj dues?
Answer: No, cash and informal payments are strictly not accepted
Question: What action does the Ministry take if a pilgrim is accidentally separated from family due to procedural errors?
Answer: Makes best efforts to accommodate such cases subject to quota availability
MANDATORY CONDITIONS FOR HUJJAJ
Question: What is the primary nationality requirement for applicants under both Hajj schemes?
Answer: Must be Pakistani nationals holding a valid Pakistani passport
Question: Who determines the age restrictions for intending pilgrims for each Hajj season?
Answer: Saudi Arabian authorities
Question: How is the sacrifice (Qurbani) requirement executed by the pilgrims?
Answer: In accordance with instructions issued by Saudi authorities prior to each Hajj season
Question: What medical proof is mandatory for applicants to demonstrate health fitness before proceeding for Hajj?
Answer: A medical certificate issued by a Registered Medical Practitioner in Pakistan
Question: Are terminally ill patients permitted to perform Hajj under any circumstances?
Answer: No, terminally ill patients are not permitted
Question: In which year did the Council of Islamic Ideology (CII) decide regarding Mahram requirements for women?
Answer: 2023
Question: Is a Mahram mandatory for women performing Hajj according to the 2023 CII decision?
Answer: No, subject to submitting a specific affidavit
Question: What condition must be met regarding group travel for a woman traveling without a Mahram?
Answer: She must travel as part of a group of reliable and trustworthy women
Question: What is the mandatory requirement for applicants who are persons with disabilities or special needs?
Answer: They must be accompanied by a designated attendant
Question: Are persons whose names appear on the Exit Control List (ECL) eligible for Hajj?
Answer: No
Question: What happens in the event of a pilgrim’s demise during their stay in KSA?
Answer: The deceased shall be interred in Saudi Arabia in accordance with Saudi laws
Question: What penalty does drug trafficking carry under Saudi Arabian law?
Answer: Capital offence (penalties include imprisonment, corporal punishment, or execution)
Question: What is the consequence if a pilgrim engages in prohibited conduct like begging or political activities in KSA?
Answer: Disqualification from future visits to KSA under Government auspices
GOVERNMENT HAJJ SCHEME
Question: How many types of packages does the Government Hajj Scheme offer?
Answer: Two or any number of packages approved by the Government (standard long package and short package)
Question: What is the duration of the standard long package under the Government Hajj Scheme?
Answer: Approximately 38 to 42 days
Question: What is the duration of the short package under the Government Hajj Scheme?
Answer: Approximately 20 to 25 days
Question: When is the multi-year Hajj Registration process initiated?
Answer: Immediately after approval of the policy
Question: What percentage of the estimated cost must an intending pilgrim deposit after registration to be shifted to the waiting list?
Answer: 10%
Question: On what basis are pilgrims selected for Hajj from the waiting list and new applications?
Answer: First-come, first-served basis
Question: Under what specific circumstances is a substitution against a confirmed seat considered?
Answer: Due to death or incapacitation of a Mehram or support person of a physically challenged or disabled person
Question: Under what conditions are accommodation, boarding, and lodging services provided in Saudi Arabia?
Answer: In accordance with Saudi laws, housing permits (Tasreeh), and classification standards (Tasneef)
Question: How is the performance of the Government Hajj Scheme evaluated before each Hajj season?
Answer: Through independent third-party evaluation by a qualified evaluation firm
PROCUREMENT COMMITTEES
Question: Under which rules must procurement of all goods and services for Hajj operations be carried out?
Answer: Public Procurement Rules, 2004
Question: Who nominates two members for the procurement committee operating in KSA?
Answer: The Ambassador of Pakistan to KSA
Question: From which Pakistani office in KSA are the nominated procurement committee members preferably selected?
Answer: Consulate General of Pakistan in Jeddah
Question: Through which digital platform does OPAP endeavor to engage registered Service Provider Companies (Tawafa)?
Answer: Nusuk Masar platform
Question: What key tasks do engaged Service Provider Companies (SPCs) process to minimize operational disruptions?
Answer: Grouping and visa cases
Question: What is the duration of long-term contracts introduced for key Hajj services to reduce costs and ensure service certainty?
Answer: Three to four years
3. Hajj Package Dues
| Particular | Details |
|---|---|
Determination of Dues |
Hajj package dues under the Government Hajj Scheme shall be determined annually after finalization of contracts with service providers. |
Factors Considered |
Prevailing exchange rates, Saudi tariffs, and all applicable costs. |
Notification |
Dues shall be notified by the Ministry well in advance of the application deadline for each Hajj season. |
Savings |
Any savings accruing to the Ministry of Religious Affairs and Interfaith Harmony after completion of the Hajj Operation shall be returned to the Hujjaj by the Ministry as per existing practice. |
PRIVATE HAJJ SCHEME
POLICY PURPOSE AND SCOPE
Question: What is the official time period covered by the Private Hajj Policy of Pakistan?
Answer: 2027–2030
Question: The Private Hajj Policy applies exclusively to operators registered with which Pakistani commission?
Answer: Securities and Exchange Commission of Pakistan (SECP)
Question: Under which specific act must private Hajj operators be licensed to operate?
Answer: Hajj and Umrah (Regulation) Act, 2024
Question: What type of operating regime does the Private Hajj Policy replace legacy quota-driven practices with?
Answer: Modern, corporate, compliance-based operating regime
Question: Which Saudi strategic framework is the Private Hajj Policy aligned with?
Answer: Saudi Vision 2030
STRATEGIC OBJECTIVES
Question: What is the primary objective of the Private Hajj Policy?
Answer: To ensure dignified, reliable, affordable, and safe Hajj services for Pakistani pilgrims travelling through the private sector
Question: How does the policy protect pilgrim deposits under the private scheme?
Answer: Through Government-based payments
Question: What mechanisms are used to enhance accountability and direct financial oversight of private operators?
Answer: Digital dashboards, audit trails, and direct financial oversight
Question: What negative market practices does the policy specifically seek to discourage in the private Hajj market?
Answer: Monopolistic behaviour and subletting practices
Question: Through what structure does the policy strengthen operator capability?
Answer: A tiered licensing structure and third-party accreditation
THIRD-PARTY ACCREDITATION
Question: Who conducts the registration and evaluation of new and existing private Hajj companies for neutral evaluation?
Answer: A committee of independent experts / consultants or consulting firms
Question: What parameters are validated during the third-party evaluation of private Hajj companies?
Answer: Financial solvency, corporate maturity, operational reliability, service infrastructure, and Saudi-side readiness
Question: What outcomes are determined based on the certification result of a private Hajj company?
Answer: Licensing eligibility, tier assignment, quota allocation, and future standing
LICENSING FRAMEWORK
Question: Under which law must all private Hajj operators be incorporated?
Answer: Companies Act, 2017
Question: What is the validity period of a private Hajj operator licence?
Answer: Three years
Question: On what basis are private Hajj operator licences renewed annually?
Answer: Based on financial, operational, and compliance performance
Question: What is the minimum booking threshold required for an operator to remain active?
Answer: 2,000 pilgrims
Question: What happens if an operator falls below the minimum booking threshold of 2,000 pilgrims?
Answer: Deemed non-operational, triggering automatic reallocation of pilgrims and financial penalties
Question: What percentage of the total business transaction is required as minimum paid-up capital?
Answer: 10%
Question: What percentage of the total business transaction is required as authorized capital limit?
Answer: 20%
Question: What percentage of the total business transaction is required as bank guarantees for registration?
Answer: 5%
Question: What is the baseline minimum amount calculated per single pilgrim to determine total business transaction?
Answer: Rs. 1 million
Question: What pilgrim capacity threshold range is introduced for private operator registration categories?
Answer: 2,000 to 3,000 pilgrims
FINANCIAL, OPERATIONAL AND MANAGERIAL ASSESSMENT
Question: How many Experts/Consultants or Consulting firms may the Ministry engage to assess private Hajj companies?
Answer: Three to four Experts / Consultants or a Consulting firm
Question: On what basis are the Financial, Operational, and IT capabilities of private Hajj companies assessed?
Answer: On criteria based upon international best practices
Question: Under which rules and specific rule number are funds arranged for hiring assessment consultants?
Answer: Hajj Pilgrims Welfare Fund Rules 1990 (Rule No. 4(xv))
Question: Which government division’s concurrence is required to arrange funds from the Pilgrims Welfare Fund?
Answer: Finance Division
NEW ENTRANT PATHWAY
Question: How many stages are in the entry pathway for prospective new entrants in the Hajj market?
Answer: Two-stage entry pathway
Question: What certificate does the Ministry issue upon completing the first-stage pre-assessment for new entrants?
Answer: Pre-Registration Clearance Certificate (PRCC)
Question: What official document must a new entrant receive from the Ministry after completing second-phase SECP registration and compliance?
Answer: Hajj Operations Recognition Letter (HORL)
EXISTING OPERATOR RE-VALIDATION
Question: How are existing SECP-registered private Hajj operators revalidated?
Answer: Through a compulsory reassessment process
Question: What specific factors are examined during the evaluation of existing operators?
Answer: Audited financial results, paid-up capital, service delivery history, grievance record, and corporate and digital management standards
Question: What letter is awarded to existing operators based on their re-validation evaluation?
Answer: Tier-Based Recognition Letter (TRL)
HAJJ QUOTA ALLOCATION FOR PRIVATE OPERATORS
Question: Does operational capacity confirmation or accreditation constitute an automatic quota entitlement for private operators?
Answer: No
Question: On what basis are licensed and accredited private operators permitted to book pilgrims through the PHMP?
Answer: First-come, first-served basis
Question: For what initial defined period will the financial governance framework for private operator quota execution be set?
Answer: Initially for three years
DIGITAL MANAGEMENT SYSTEM (PHMP – MANDATORY)
Question: What does PHMP stand for in private Hajj operations?
Answer: Private Hajj Management Portal
Question: What unique identifier is issued to each pilgrim upon booking through PHMP?
Answer: Unique Hajj Identification Number
Question: Which national organizations are integrated with PHMP for end-to-end verification?
Answer: SECP, NADRA, and SBP
Question: Is manual handling of Hajj data, bookings, or payments permitted under the PHMP policy?
Answer: No, manual handling is strictly prohibited
FINANCIAL MANAGEMENT THROUGH GOVT ACCOUNT
Question: Where is the Government Account maintained for executing financial transactions of private Hajj operations?
Answer: State Bank of Pakistan
Question: How are pilgrim payments tagged within the financial management system?
Answer: Digitally tagged to both operator and individual records
Question: To whom are Hajj funds disbursed directly from the Government Account under verified agreements?
Answer: Saudi service providers
Question: Are private operators permitted to collect, hold, or transfer Hajj funds independently?
Answer: No, operators are strictly prohibited from collecting, holding, or transferring funds independently
OPERATIONAL MINIMUMS AND CONTINGENCY HANDLING
Question: What is the minimum booking threshold each private Hajj operator must achieve?
Answer: 2,000 pilgrims
Question: What happens to the pilgrims of an operator who fails to achieve the minimum booking threshold?
Answer: Automatically reallocated through the PHMP to other eligible operators
Question: What financial penalty accompanies the reallocation of pilgrims when an operator falls below the benchmark?
Answer: Forfeiture of half of the operator’s security deposit
SERVICE DELIVERY AND WELFARE STANDARDS
Question: Which vulnerable groups must receive special provisions under private operator welfare standards?
Answer: Senior citizens, women, and persons with disabilities
Question: With which Saudi entities must private operators maintain alignment to ensure on-ground readiness?
Answer: Saudi Tawafa companies
SERVICE PROVIDER AGREEMENT (SPA – MANDATORY)
Question: What mandatory agreement must every licensed private operator sign with the Ministry before starting operations?
Answer: Service Provider Agreement (SPA)
Question: What key aspects does the Service Provider Agreement (SPA) cover?
Answer: Service obligations, medical and insurance cover, refund pathways, consumer protection, and penalties for non-performance
PERFORMANCE RATING AND COMPLIANCE SCORING
Question: What digital tool will the Ministry maintain to evaluate private operator performance?
Answer: Digital rating dashboard
Question: What parameters are used to assign performance scores on the digital dashboard?
Answer: Financial discipline, service quality, compliance audit results, and grievance resolution efficiency
COMPLAINT DISPOSAL AND APPELLATE FRAMEWORK
Question: What body handles the structured grievance mechanism for private Hajj operations?
Answer: Complaint Disposal Committees (CDCs)
Question: Where do Complaint Disposal Committees (CDCs) operate?
Answer: In both Pakistan and Saudi Arabia
Question: Which entity hears appeals against decisions made by the Complaint Disposal Committee?
Answer: The Appellate Committee
Question: Within how many days must an appeal against a CDC decision be filed before the Appellate Committee?
Answer: Within 15 days of the date of the CDC’s decision
MARKET FAIRNESS – ANTI-MONOPOLY MEASURES
Question: What practices regarding Hajj quotas are expressly prohibited to prevent market monopoly?
Answer: Trading, resale, outsourcing, or subletting of quotas, forming cartels, and anti-competitive practices
Question: What are the legal penalties for violating anti-monopoly measures under the private Hajj policy?
Answer: Licence cancellation, forfeiture of guarantees, and legal action
MONITORING AND SUPERVISION OF MUNAZZAMS
Question: Which technical partner provides IT support to fully digitize all Hajj monitoring processes?
Answer: National Information Technology Board (NITB)
Question: Are Munazzams/Hajj companies required to give full access to their data to the regulator?
Answer: Yes
Question: What primary role do field Monitoring Teams perform when deployed in KSA?
Answer: Monitor compliance against contractual obligations and provide immediate on-the-spot relief to affected pilgrims
Question: Where are complaints against Munazzams referred if they cannot be resolved in the field by monitoring teams?
Answer: Referred to the Complaint Disposal Committee (CDC) in Pakistan
WELFARE SERVICES FOR HUJJAJ
Question: Which office ensures that contracts for camp facilities, service packages, and transport are in place for welfare staff at the Holy Sites?
Answer: Office of the Pilgrim’s Affairs Pakistan (OPAP)
Question: Who formulates the merit-based criteria for selecting Muavineen-e-Hujjaj under the 2027–2030 Policy?
Answer: Cabinet Committee on the Private Hajj Policy 2027–2030
Question: Through which committee is the Seasonal Duty Staff of MoRA&IH selected?
Answer: Duly notified internal selection committee
Question: Where can a staff member apply if aggrieved by the Seasonal Duty Staff selection process?
Answer: Complaint Disposal Committees (CDCs)
Question: Under which system and requirements are service visas issued to welfare staff?
Answer: Nusuk Masar system in accordance with Saudi requirements
Question: With whom does OPAP enter into a contract for medical supervision and support of HMM staff in KSA?
Answer: Authorized medical service provider in KSA
Question: What tracking mechanism is utilized to evaluate the performance of welfare staff in KSA?
Answer: IT-based performance tracking mechanisms
Question: Which specific scheme may MoRA&IH notify for the welfare of Hujjaj during 2027–2030?
Answer: Hajj Nazim Scheme (or any other scheme notified by MoRA&IH)
INFORMATION, EDUCATION AND TRAINING
Question: Which organization collaborates with MoRA&IH to provide awareness and training to intending pilgrims?
Answer: Ministry of Religious Affairs and Interfaith Harmony (MoRA&IH)
Question: What are the primary subjects covered in the mandatory training imparted to pilgrims every year?
Answer: Manasik-e-Hajj, administrative/logistical arrangements, basic IT & Hajj App usage, medical guidelines, personal hygiene, Saudi laws, common challenges, and FAQs
HUJJAJ MUHAFIZ SCHEME
Question: In which year was the Hujjaj Muhafiz Scheme first launched as a risk management initiative?
Answer: 2011
Question: On what core financial principles is the Hujjaj Muhafiz Scheme based?
Answer: Principles of Takaful
Question: What is the non-refundable contribution amount paid by each Haji and welfare staff member to the Hujjaj Muhafiz Scheme?
Answer: Rs. 1,000/-
Question: Who is authorized to notify changes in the Hujjaj Muhafiz Scheme considering changing circumstances?
Answer: Ministry of Religious Affairs and Interfaith Harmony (MoRA&IH)
IT-BASED SUPPORT SYSTEM
Question: Which institution collaborates with MoRA&IH to develop and maintain the integrated IT system for Hajj operations?
Answer: National Information Technology Board (NITB)
Question: What stages of Hajj operations are supported by the integrated IT system?
Answer: Registration, monitoring, grievance redressal, and post-Hajj evaluation
EMERGENCY MANAGEMENT SYSTEM
Question: What dedicated team is constituted under the Emergency Management System (EMS) to respond to Hajj emergencies?
Answer: Emergency Response Team (ERT)
| Member / Designation | Role |
|---|---|
Director General (Hajj), OPAP |
Head of the ERT |
Coordinator (Makkah) |
Member |
Coordinator (HMM) or Second in Command |
Member |
Coordinator (Facilitation & Coordination) or Second in Command |
Member |
Representative of the Ambassador of Pakistan in KSA |
Member |
Representative of the Munazzams |
Member |
Question: Who issues the detailed SOPs and operational guidelines for the Emergency Management System (EMS)?
Answer: Ministry of Religious Affairs and Interfaith Harmony (MoRA&IH) and OPAP in consultation with Saudi authorities
GENERAL PROVISIONS
Question: Whose interpretation of any clause or provision of the Hajj Policy is final and binding?
Answer: Ministry of Religious Affairs and Interfaith Harmony (MoRA&IH)
Question: With whose approval does the Ministry issue detailed guidelines, SOPs, and instructions for policy implementation?
Answer: Approval of the Minister
Question: Who is authorized to approve amendments to the Hajj Policy to align with Saudi policy changes or urgent operational needs?
Answer: The Minister for Religious Affairs and Interfaith Harmony (MoRA&IH)

The multi-based Question with their suitable answers given are are to the point and easy to understand in a very simply way.